Difference Between Jeevan Jyoti Bima and Suraksha Bima Yojana

These scheme launched by Prime Minister Narendra Modi.

Jeevan Jyoti Bima and  Suraksha Bima Yojana

let’s see, difference between both the schemes.

Jeevan Jyoti Bima Yojana Suraksha Bima Yojana
Validity1 year (1st June to 31st May)1 year (1st June to 31st May)
Type/NatureLife InsuranceAccidental
Claim On.only Death by any reasonDeath / Physical Disability
Insured Amount 2 Lakh
  •  2 lakh for Death or full permanent physical disability (loss of Both Eyes,  hands and legs)
  • 1 lakh for partial permanent physical disability (loss of one Eyes, one hands and one legs)
      Premium            per  annum
  • Total = 330 /-
  • Insurance company: Rs.289/-Corporate/Agent : Rs.30/- participating Bank: Rs.11/-
  • Premium Auto-debit from saving account
  • Total = 12 /-
  • Insurance company:  Rs.10/-   Corporate/Agent : Rs.1/-           participating Bank: Rs.1/-
  • Premium Auto-debit from saving account
 Eligibility
  • Min-18 yrs
  • Max-50 yrs
  • Saving account necessary in any participant bank
  • mostly focused on account open under Pradhan Mantri jan-dhan yojana  schemes
  • If having multiple account only ,  1 account eligible
  • Min-18 yrs
  • Max-70 yrs
  • Saving account necessary in any participant bank
  • mostly focused on account open under Pradhan Mantri jan-dhan yojana schemes
  • If having multiple account only ,  1 account eligible
 Implemented by LIC & other Insurance companiesPublic and Private General Insurance Companies

Atal pension Yojana
Government schemes and programmes

Ncert Books in hindi

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